Mental Health Therapy Fees & Insurance, Fairfield, CT

We believe in clear and transparent pricing so you can focus on your mental health journey. Our practice offers accessible care to individuals throughout Connecticut, providing local in-person therapy in Fairfield, CT, as well as convenient online tele-therapy and video sessions across the region.

• What insurance plans are in-network at Fairfield Counseling Center?

We are in-network with major health insurance plans to keep mental health care affordable in Fairfield County, including:

• Aetna

• Cigna

• ConnectiCare

• HUSKY Health (Connecticut Medicaid)

• Optum

• Oxford Health Plans

• United Healthcare (UHC)

• UMR

• Do you accept Anthem Blue Cross Blue Shield?

We work with Anthem Blue Cross Blue Shield (BCBS) on an out-of-network basis. We can bill your insurance directly or provide you with a comprehensive superbill to submit for out-of-network reimbursement.

• What insurance plans are not accepted?

We are currently unable to accept Medicare, Medicare Advantage, Magellan, or Tricare insurance plans.

• What are your self-pay rates for therapy and evaluations?

If you choose not to use health insurance, or if we are out-of-network with your specific plan, our self-pay rates depend on your therapist's clinical experience level:

• Does health insurance cover marriage and family counseling?

Typically, no. Health insurance requires a documented clinical diagnosis (using DSM-5 criteria) to cover counseling services. Because couples and family therapy focuses primarily on relationship dynamics rather than a individual clinical mental health disorder, insurance providers generally do not cover it.

• Why do some clients choose to pay out-of-pocket instead of using insurance?

Many clients opt for private self-pay for enhanced privacy and freedom in their care. Paying out-of-pocket allows you to:

• Avoid having a permanent clinical diagnosis attached to your medical record.

• Bypass high deductibles or complex insurance restrictions.

• Seek highly specialized care or couples counseling not covered by insurance.

• Attend longer or more frequent therapy sessions based entirely on your needs.

• How do I verify my insurance benefits before my first session?

Simply share your insurance details with us before your first visit. We will verify your benefits to match you with an in-network clinician and clarify if any copays, coinsurance, or deductibles apply. If your plan isn't listed here, fill out our online intake form so we can review your specific out-of-network benefits or self-pay options